Types of benefits
Flyga values every card perk in one of four ways. The type decides the controls you see and whether dollars move Claimed / net-of-fee.
The four valuation kinds
Section titled “The four valuation kinds”| Kind | How it’s valued | Typical examples |
|---|---|---|
| Spend credit | Statement credit / spend pool you capture in dollars | Amex Plat hotel/Resy/Uber; CSR travel/Edit; Bilt Travel Hotel; Annual Bilt Cash |
| Assignable passive | You set (or accept) an annual $ — or punch visits/passes | Priority Pass; Sky Club visits; Admirals passes; companion certs; DashPass |
| Points grant | Fixed points/miles × program CPP (often auto) | Venture X anniversary 10k; SW anniversary points; Brilliant free night |
| Earn bonus | Your input × earn rate → points → $ | Bilt Housing Rewards (rent/mortgage) |
Claims are created when you add a card — you don’t create benefits yourself.
Spend credits
Section titled “Spend credits”Check-off, sliders (pools about $25+), and period pills (monthly / quarterly / H1–H2). Full control matrix: Tracking spend credits.
Assignable passives
Section titled “Assignable passives”Lounges, visit allowances, certificates, and memberships. Enroll with the issuer if required, then Accept suggested / Set my value, or Punch visits. Counting assignables stay under Active (not the collapsed Used band) so you can keep punching or changing value. Unrated lounges stay under Passive. Details: Valuing lounges and other perks.
Points grants
Section titled “Points grants”Anniversary miles and similar awards valued at Wallet CPP. Optionally Apply to balance once per cycle. See Points grants and earn bonuses.
Earn bonuses
Section titled “Earn bonuses”Bilt Housing Rewards uses Set up housing rewards (rent × rate → points → $). Until setup, the series sits in Needs you without chaseable dollars. Full Bilt tour: Bilt credits and capturing.
Cadence vs windows
Section titled “Cadence vs windows”Cadence is the badge (Annual, Monthly · auto / spend, Quarterly, One-time, Per stay, Ongoing, H1/H2 labels). Windows open from the schedule and your card dates — future halves/quarters live under Upcoming.